Objection Handling Q&A for Referral Agents

Q: How should I respond when a prospect says, “I’m not interested”?
A: This is often a knee-jerk reaction rather than a real objection. Instead of walking away, try to engage them with a curiosity-driven question:

  • “Out of curiosity, what would make this worth your time?”
  • Use humor if appropriate to break the ice.
  • Stay persistent—prospects may take you more seriously after seeing you a few times.

Q: What do I say if a prospect says, “We’re happy with our current provider”?
A: Instead of arguing, use their response to start a conversation:

  • “That’s great! What is it that truly makes you happy with them?”
  • “Switching can feel like a hassle, but if we could make it seamless and save you money, would that be worth exploring?”

Q: How do I tell the difference between a brush-off and a legitimate concern?
A: A brush-off is a quick, dismissive response meant to end the conversation, like:

  • “Not interested.”
  • “We’re good.”
  • “Come back later.”
    A legitimate concern has more detail, such as:
  • “We just signed a contract.”
  • “We had a bad experience switching before.”
    To handle a brush-off, pivot the conversation:
  • “I totally understand. Just so I don’t waste your time, are you currently working with someone who handles this for you?”

Q: What’s the best way to reframe an objection into an opportunity?
A: Instead of pushing back against objections, turn them into openings for a conversation:

  • “We already have a provider.” → “That’s exactly why we should talk—industry changes may mean new savings for you.”
  • “I don’t need this right now.” → “A lot of businesses feel that way, but a quick statement review can show if you’re overpaying.”

Q: How can I keep a conversation going without sounding pushy?
A: Avoid questions that can be answered with a simple “no.” Instead of:

  • “Can I have a few minutes of your time?” (Leads to an automatic rejection)
    Try:
  • “Would it be okay if I asked a quick question about your current setup?”
    If you know the industry, relate to their frustrations and show you understand their challenges.

Q: What’s the best way to follow up with a prospect who asks me to come back later?
A: If they give you a time frame, make sure you follow up exactly when they asked:

  • “If the beginning of March works for you, I’ll call then.”
  • Take notes and remind them of your previous conversation.
    For prospects who show mild interest but can’t talk immediately, set up a structured follow-up:
  • Call three times over a period.
  • Leave a voicemail and send a text.
  • Make follow-ups meaningful, not just reminders.

Q: How do I handle a prospect who insists they don’t want to switch?
A: Use permission-based openers to get them talking:

  • “I totally get that. Before I go, can I ask what made you choose your current provider?”
  • “Just so I don’t reach out unnecessarily, what’s most important to you in a payment processor?”
    If they tell you to check back later, note the timeframe and follow through exactly when they requested.

Q: What’s the key takeaway for handling objections?
A: You’re not begging for business—you’re providing a solution. Confidence and persistence make the difference. The right approach can turn a quick rejection into a real opportunity.